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Salary In-hand Calculator
Salary In-hand Calculator (India)
Enter your CTC and get an accurate monthly take-home estimate.
Your Details
Annual CTC (₹)
Basic Salary (% of CTC)
HRA City
Tax Regime
Custom Employee PF amount?
Calculate In-Hand Salary
Formulas Used
Basic = CTC × Basic%
HRA = Basic × 50% (metro) or 40% (non-metro)
Special Allowance = Gross − Basic − HRA
Employee PF = 12% of Basic (capped at ₹1,800/month by default)
Standard Deduction = ₹75,000 (new regime, FY 2024-25)
In-Hand = Gross − Employee PF − Professional Tax − Income Tax